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PayDay Loans
Payday loans are short-term loans. An approved customer can get up to $410.00. Loans are to be paid in full every 2 weeks or every 14 days. Once a loan is paid, the customer can rewrite the loan for the same amount and receive cash back the same day.
Installment Loans
Installment loans are long term loans that can go up to $2,500.00 upon approval. This loan type is usually for people who have multiple expenses and would like to pay the loan back over the course of 4-6 months or 6-12 months.
Come in store to have your check cashed. To prevent fraud and to protect the identity of our customers, Cash N’ Go requires that we hold the check for a maximum of 48 hours (2 days) for verification. The customer could receive a call before the 48 hours is up to come in store to receive their money. Cash N’ Go will also charge a small check cashing fee upon cashing the customer’s check. (fees vary based on the amount of the check)
We do not cash 3rd party checks, insurance checks, or a check that does not match the customer’s ID for safety purposes.
What Customers Need to Cash a Check
- Valid ID or Driver’s Licence
- Social Security Card
- Valid Check
What Kind of Check can a Customer Cash
- Tax Refund
- Stimulus
- Paycheck (directly from employer)
We legally do business under the name of Cash N’ Go, a Mississippi corporation. We may do business as Cash N’ Go, Cash N’ Go Payday Loans, or Cash N Go.
All loan types are subject to Mississippi state regulations, eligibility, underwriting and approval. Rates, terms and conditions apply. Some applications may require additional verification, which may delay the lending decision.
Payday Loans terms and conditions: Certain limitations apply to our payday loans. All loan applications are subject to approval and require additional information than needed above in the online application. In some circumstances faxing may be required. Short term payday loans are meant to provide you with short term financing to solve immediate needs and should not be considered a long term solution. Residents of some states may not be eligible for a short term cash loan based upon lender requirements. The highest APR for customers is 572.14%. These customers will pay $20.00 in fees on a $100 loan. All loan fees are based on a 14-day term. Customers must pay his/her loan in full. We do not extend or renew loans in accordance with Mississippi state laws.
By law we are authorized to charge a $30.00 NSF fee if your payday loan payment is returned (non-payment).
Installment Loans (Credit Availability Loans) terms and conditions: Certain limitations apply to our installment loans. All loan applications are subject to approval and require additional information than needed above in the online form/application. Installment Loan fee example: A four month termed, $500 installment loan with a 25% monthly fee will have a APR of 309.62%. The monthly payment due will be approximately $213.42.
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.
By law we are authorized to charge a $30.00 NSF fee if your payday loan payment is returned (non-payment).